Touch and Pay Technologies

Touch and Pay Technologies is a fintech and financial technology company in Ebute Metta, Lagos that focuses on one clear mission: digitalizing micro-transactions in Africa. From its corporate office at 62 Shipeolu St, Somolu, Lagos, the company designs and powers NFC based payment solutions that make everyday payments simpler, more transparent, and easier to manage for people, businesses, and public agencies.

Operating at the intersection of technology, transport, identity, and financial inclusion, Touch and Pay Technologies serves commuters, merchants, institutions, and service providers across Nigeria and other African markets. By building tools that work both online and offline, the company helps bridge the gap between cash-based communities and modern digital finance, ensuring that even small, everyday payments can be tracked, managed, and optimised.

At the heart of its story is a belief that payment is a social problem, not only a technology challenge. Touch and Pay Technologies creates solutions that fit real-life African contexts, from busy transport parks in Lagos to health facilities, schools, and events. The result is an ecosystem of micro-transaction platforms that support financial literacy, accountability, and inclusiveness for individuals and institutions alike.

Services & Specialties

Touch and Pay Technologies specialises in NFC powered micro-transaction solutions tailored to African markets. Its product suite includes Cowry, a widely used system that supports both Cowry cards and a Cowry mobile app, enabling users to pay conveniently for transportation and other services. The Cowry card functions as a contactless offline payment card, which is particularly useful in areas where network connectivity is unreliable, while the Cowry app offers a fully online wallet experience for paying on the go.

In the transportation sector, Touch and Pay Technologies is a recognised payment processor for transit systems, helping commuters move seamlessly while giving operators better control over revenue tracking and passenger flows. From urban rides across Lagos to interstate journeys for activities such as NYSC orientation camps, the company’s solutions help ensure smoother boarding, faster payments, and reduced reliance on cash.

Beyond transport, Touch and Pay Technologies also delivers fintech solutions for health, education, identity management, events, and agency services. Using Near Field Communication technology, the company enables secure identity verification, digital ticketing, and cashless collections for institutions and organisations that need to manage large volumes of small payments. This multi-sector expertise, combined with an emphasis on financial inclusion and transparency, sets Touch and Pay Technologies apart as a leading micro-transaction processor in Africa.

Why Choose Touch and Pay Technologies

• Expertise in micro-transactions: A dedicated focus on digitalizing micro-payments in Africa, with proven systems for transport, health, education, and public services.
• NFC powered solutions: Innovative NFC technology that supports both offline card payments and online app payments, ideal for environments with variable connectivity.
• Financial inclusion focus: Solutions designed to bring unbanked and underbanked populations into the digital economy, encouraging financial literacy and accountability.
• Trusted by diverse sectors: A client base that spans transport operators, healthcare providers, educational institutions, event organisers, and agencies, reflecting broad applicability and reliability.
• User friendly experiences: Products such as the Cowry card and app built for ease of use, fast onboarding, and convenient daily payments for commuters and service users.
• Lagos-based, Africa-focused: A corporate office in Ebute Metta, Lagos combined with regional operations, ensuring local understanding with a wider African outlook.

Location & Accessibility

Touch and Pay Technologies operates a corporate and operational office at 62 Shipeolu St, Somolu, Lagos, conveniently positioned close to Ebute Metta and central parts of Lagos State. The neighbourhood is a busy commercial and residential corridor, making the office easy to access for partners and clients coming from different areas of Lagos. Its presence in this strategic urban hub aligns with the company’s focus on transportation systems and everyday micro-transactions, keeping it close to the commuters, operators, and institutions it serves.

Get in Touch

Businesses, agencies, and individuals interested in fintech and financial technology solutions in Lagos can connect with Touch and Pay Technologies through their official website at https://touchandpay.me/ or visit the corporate office in Ebute Metta, Lagos for enquiries and partnership discussions. Whether you are exploring cashless transport payments, NFC identity solutions, or micro-transaction platforms, Touch and Pay Technologies provides a practical, Africa-focused path to digital payments.