SunTrust Bank Nigeria Ltd

SunTrust Bank Nigeria Ltd is a fintech driven bank in Lagos Island, Lagos that blends traditional banking with modern digital solutions. Positioned as “Tomorrow’s Bank Today”, SunTrust Bank focuses on providing accessible, technology-enabled financial services for individuals, entrepreneurs, SMEs, and corporates across Nigeria. From its Victoria Island location, the bank supports customers who want a reliable financial partner that understands both local realities and global standards in financial technology.

With a strong emphasis on digital banking, self-service platforms, and innovative account options, SunTrust Bank Nigeria Ltd aims to make everyday banking simpler, faster, and more intuitive. The bank serves a diverse customer base: from students managing their first accounts, to upwardly mobile professionals, to women in business, to SMEs seeking growth capital, and large organizations requiring sophisticated corporate and trade solutions. Its combination of fintech innovation and human-centered service has helped it stand out among banks on Lagos Island.

At the core of SunTrust Bank’s story is a desire to help customers make smart financial choices. Whether you walk into the Victoria Island branch or access the mobile app from anywhere in Nigeria, the experience is designed to be seamless, supportive, and transparent. Customers frequently highlight the courteous, young and professional staff, the pleasant banking ambience, and the bank’s focus on women empowerment and SMEs as part of what makes SunTrust a distinctive player in Nigeria’s financial technology landscape.

Services & Specialties

SunTrust Bank Nigeria Ltd offers a broad range of personal banking services that cater to different life stages and lifestyles. Individuals can open Instant Accounts, Savings Accounts, Current Accounts, Non-Resident Accounts, Student Accounts, and the popular Smart 247 Account which is tailored for upwardly mobile youths and digital-first customers. The bank also runs a dedicated Kiddies Account that helps parents give their children a head start with structured savings, debit cards from an early age, and attractive interest features. Through online banking, mobile banking, ATMs, and the *5230# shortcode, customers can manage accounts, transfer funds, and access services without visiting a branch.

In the SME and corporate banking space, SunTrust Bank Nigeria Ltd on Lagos Island supports entrepreneurs and businesses with SME Banking, SME Flash, Women on Wheels, Women in Fashion, SME Clinic, SME Jamboree, and a suite of Corporate and Wholesale Banking solutions. Services include Corporate Accounts, Public and Non-Public Sector banking, Trade Solutions, Bills for Collection, Foreign Guarantees, Agribusiness Banking, and Treasury & Financial Markets offerings. For customers seeking credit, the bank provides Consumer Loans, Salary Advance, and other structured lending products that aim to give flexible access to funds while helping customers make responsible borrowing decisions.

A key specialty that sets SunTrust Bank apart in the fintech and financial technology sector in Lagos is its robust Non-Interest Banking (NIB) platform. Through a range of Ihsan non-interest products such as Ihsan Current Deposit Account, Ihsan Savings Deposit Account, Ihsan Term Deposit Account, Ihsan Murabaha Financing, and Ihsan Ijarah Muntahia Bittamleek (lease-to-own) financing, the bank serves customers who prefer ethical, Shari’a-compliant financial solutions. Supported by a dedicated Shari’a Board and clear Non-Interest Banking FAQs, this offering makes SunTrust Bank a notable choice for non-interest and ethical banking in Victoria Island and beyond.

Why Choose SunTrust Bank Nigeria Ltd

• Fintech-focused banking: Combines conventional banking with modern financial technology, including a digital bank platform, intuitive mobile app, internet banking, and USSD banking for convenient 24/7 access.
• Comprehensive product range: From Smart 247 Accounts and Kiddies Accounts to SME Banking, Corporate Banking, and Non-Interest Banking, customers can find tailored solutions for personal, business, and ethical finance needs.
• SME and women-focused initiatives: Dedicated programs such as Women on Wheels, Women in Fashion, SME Clinics, and SME Jamborees demonstrate active support for entrepreneurs and women-led businesses in Lagos and across Nigeria.
• Customer-centric service culture: Reviews frequently highlight smooth transaction processes, courteous staff, and a responsive team that is willing to go the extra mile in-branch and via digital channels.
• Ethical and non-interest options: The Ihsan series of non-interest accounts and financing provides Shari’a-compliant alternatives for customers who want banking that aligns with their values.
• Seamless digital onboarding: Customers can open an account within minutes online, request new debit cards, and manage consumer loans through self-service tools that reduce time spent in the branch.

Location & Accessibility

SunTrust Bank Nigeria Ltd operates on Lagos Island from its branch at 1, Oladele Olashore Street, Off Sanusi Fafunwa Street, Victoria Island, Lagos. Victoria Island is one of Lagos State’s prime commercial and financial districts, known for its concentration of banks, corporate headquarters, and professional services firms. The branch’s location makes it convenient for professionals, residents, and businesses in and around Lagos Island who want a fintech oriented bank within easy reach of key offices, retail hubs, and major roads.

Get in Touch

To learn more about opening a personal, SME, corporate, or non-interest account with SunTrust Bank Nigeria Ltd, or to explore their digital banking and loan services, visit their Victoria Island branch or go to http://www.suntrustng.com/. Whether you prefer to bank online, via mobile, or in person on Lagos Island, the team at SunTrust Bank is ready to help you manage, grow, and protect your money with smart, technology-driven solutions.