SHINE Microfinance Bank

SHINE Microfinance Bank is a fintech-driven microfinance bank in Kosofe, Lagos, created to support everyday people, traders, and growing businesses with practical financial solutions. Based in Ogudu, Lagos, SHINE blends the reliability of a traditional bank with the speed and innovation of modern financial technology, offering customers a more convenient way to save, borrow, and manage money.

From its location at 13 Adebare St, Ogudu, SHINE Microfinance Bank focuses on serving individuals and small enterprises across Kosofe and wider Lagos State. The bank places a strong emphasis on helping customers build financial stability, whether they are running a small shop, starting a new venture, or simply looking for a safe and structured way to manage their income and savings. As a local fintech and financial services provider, SHINE understands the realities of life and business in Lagos and designs its services to fit those needs.

Services & Specialties

SHINE Microfinance Bank offers a range of microfinance and fintech-enabled banking services that are tailored to individuals, micro-entrepreneurs, and small businesses in Kosofe and Ogudu. Customers can expect core banking solutions such as savings accounts, current accounts, and micro-loans, supported by digital tools that make it easier to track funds and stay on top of day-to-day finances. As a fintech and financial technology institution, SHINE aims to streamline access to banking services for people who might otherwise find traditional banking systems difficult to navigate.

A key focus for SHINE Microfinance Bank is supporting businesses and helping them access the capital they need to grow. Through targeted microcredit products, flexible repayment structures, and personalised guidance, the bank works with traders, market women and men, artisans, and small enterprises to bridge funding gaps and manage cash flow more effectively. This business-friendly approach makes SHINE a valuable partner for those seeking a responsive, locally grounded microfinance bank in Kosofe, Lagos.

Why Choose SHINE Microfinance Bank

• Locally focused microfinance expertise: Deep understanding of the financial needs of individuals and small businesses in Kosofe, Ogudu, and surrounding Lagos communities.
• Fintech-enabled banking services: Combines traditional banking with digital and financial technology tools for more convenient access to accounts and services.
• Support for growing businesses: Emphasis on business support and micro-lending, helping customers fund expansion, restock inventory, and stabilise operations.
• Customer-centered service culture: Feedback highlights a friendly environment and a helpful attitude toward clients seeking banking and loan services.
• Accessible urban location: Situated in a known commercial area of Ogudu, within easy reach for residents and business owners in Kosofe and beyond.
• Trusted local presence: Operates as a recognised microfinance bank in Lagos, providing a structured and regulated platform for saving, borrowing, and managing money.

Location & Accessibility

SHINE Microfinance Bank is located at 13 Adebare St, Ogudu, Lagos, in the Kosofe area of Lagos State, Nigeria. The bank is situated in a busy urban neighbourhood that is easy to reach from key parts of Kosofe and other nearby districts. Visitors will find that the premises are on an upper floor, with parking space available in the vicinity, making it convenient for customers who drive. Positioned within a mixed residential and commercial area, SHINE’s location makes it a practical choice for both local residents and small business owners looking for a microfinance bank in Ogudu.

Get in Touch

To learn more about SHINE Microfinance Bank, explore its fintech and microfinance services, or make an enquiry about accounts and loans, customers can visit the branch at 13 Adebare St, Ogudu, Lagos or go to the official website at http://shinemfb.com/. Whether you are an individual saver or a growing business in Kosofe, Lagos, SHINE is ready to discuss banking solutions that align with your financial goals.