Shepherd Trust Microfinance Bank

Shepherd Trust Microfinance Bank is a specialist fintech and financial technology institution serving individuals, entrepreneurs, and small businesses in Ifako-Ijaiye, Ogba, and wider Lagos. Positioned at the intersection of traditional banking and modern digital finance, the bank focuses on providing straightforward access to credit and savings solutions that are practical, transparent, and tailored to everyday financial needs.

From its base in Ogba, Lagos, Shepherd Trust Microfinance Bank has grown as a trusted hub for people seeking low interest loans, flexible microfinance products, and user-friendly banking services. Customers include salary earners, traders, artisans, startups, and growing enterprises who need a reliable financial partner to support their cash flow, expansion plans, and personal goals. With a clear emphasis on accessibility and customer support, the bank offers a friendly environment where customers can ask questions, explore options, and choose the financial tools that fit their specific circumstances.

Services & Specialties

Shepherd Trust Microfinance Bank delivers a range of microfinance and fintech services designed to help customers manage money more efficiently and confidently. Core offerings include micro loans, personal loans, and business financing solutions that focus on affordability and ease of repayment. Customers frequently highlight the bank’s low interest rate lending, which helps reduce the cost of borrowing and makes structured credit accessible to people and businesses that may be overlooked by larger institutions.

As a fintech-focused bank in Ifako-Ijaiye, Shepherd Trust Microfinance Bank also offers innovative savings and investment products that encourage regular saving and financial discipline. Their banking products are designed to be simple, with clear terms and flexible features that suit both first-time borrowers and experienced business owners. Supported by modern financial technology systems, the bank aims to streamline processes, minimize paperwork, and make it easier for customers in Ogba and surrounding Lagos communities to carry out everyday financial transactions.

In addition, the bank’s customer-centric approach means clients can receive guidance on choosing the right loan or savings product, understanding repayment schedules, and building a stronger financial profile over time. This blend of microfinance expertise, digital tools, and personal support is what sets Shepherd Trust Microfinance Bank apart in the growing Lagos fintech landscape.

Why Choose Shepherd Trust Microfinance Bank

• Low interest rate loans that make borrowing more affordable for individuals, traders, and small businesses in Ifako-Ijaiye and Ogba
• Specialised microfinance products tailored to local realities, from short-term working capital to structured personal finance solutions
• Fintech-enabled banking that leverages technology to simplify applications, approvals, and ongoing account management
• Transparent and customer-friendly processes, so clients clearly understand loan terms, repayment options, and product features
• Strong focus on small business support, helping entrepreneurs and SMEs access funding tools that can drive real growth
• Local presence in Ogba, Lagos, giving customers direct access to a bank that understands the economic environment and daily challenges in the community

Location & Accessibility

Shepherd Trust Microfinance Bank is located at No 12 Oladele Kadiri Cl, Ogba, Lagos 101233, Lagos, serving customers across Ifako-Ijaiye and neighbouring parts of Lagos State. The Ogba area is a busy commercial and residential hub, which makes the bank conveniently positioned for workers, business owners, and residents who need quick access to a nearby financial institution. Whether you are coming from within Ifako-Ijaiye or other parts of Lagos, the Ogba location offers a practical point of contact for face-to-face banking services and consultations.

Get in Touch

To learn more about the loan, savings, and fintech solutions available at Shepherd Trust Microfinance Bank, customers are encouraged to visit the branch in Ogba or explore the bank’s website at http://www.stmfb.com/. Whether you are looking for a low interest loan, a reliable microfinance partner, or user-friendly financial products in Ifako-Ijaiye, the team is ready to discuss your needs and help you choose the services that fit your financial goals.