PERSONAL TRUST MICROFINANCE BANK LIMITED

PERSONAL TRUST MICROFINANCE BANK LIMITED is a fintech and financial services provider based in Bariga, Lagos, serving individuals, salary earners, entrepreneurs, and growing businesses across Lagos State. From its branch at 32 Ikorodu Rd, Jibowu, Lagos, the bank focuses on making savings, loans, and everyday banking more accessible to customers who want structured, bank-backed financial solutions rather than informal lending. Positioned within the evolving fintech and microfinance landscape in Lagos, PERSONAL TRUST MICROFINANCE BANK LIMITED blends traditional banking discipline with digital tools designed for a new generation of customers.

Over the years, the bank has gained a reputation for salary-backed loans, savings products, and deposit investment options that appeal to discerning customers looking for stability and sustainability. Client feedback highlights an ownership and management team that takes the business seriously, an important factor for anyone seeking a trusted financial partner. From proof of funds services to mobile-led savings and loans, PERSONAL TRUST MICROFINANCE BANK LIMITED aims to support customers who are building their financial future, particularly young professionals and upwardly mobile Lagos residents.

The bank serves a diverse clientele in Bariga, Jibowu, and wider Lagos, providing structured microfinance banking services that help customers manage money responsibly. While some customers have expressed concerns around communication and loan recovery experiences, others emphasise improved digital platforms and convenient access to credit, savings, and investments. This mix of feedback reflects a growing institution within the fintech and financial technology space in Lagos, evolving its offerings and customer touchpoints to better meet expectations in a competitive market.

Services & Specialties

PERSONAL TRUST MICROFINANCE BANK LIMITED offers a range of microfinance and fintech-driven services that support both personal and business financial needs. Core offerings include salary-backed loans, designed to provide structured and predictable credit facilities for workers who need funds for projects, emergencies, or investments. Customers also benefit from deposit investments and savings products, tailored for individuals who want to grow their funds through a regulated banking institution rather than informal options.

A notable strength of the bank is its focus on digital and mobile banking solutions, including a mobile app that customers highlight as performing strongly for everyday banking, savings, and investment access. This aligns with the needs of young professionals and millennials in Lagos, who expect convenient, app-based financial services that fit their busy lifestyles. As a fintech-focused microfinance bank in Bariga, PERSONAL TRUST MICROFINANCE BANK LIMITED continues to evolve its technology stack to support easier access to savings, investments, and loans.

The bank also offers proof of funds services, which can be crucial for customers who need to demonstrate financial capacity for business, travel, or other formal requirements. Combined with structured loan products and savings plans, these services position PERSONAL TRUST MICROFINANCE BANK LIMITED as a versatile financial partner for customers who want transparent, bank-based solutions in Bariga, Jibowu, and across Lagos.

Why Choose PERSONAL TRUST MICROFINANCE BANK LIMITED

• Specialised salary-backed loans that provide structured and predictable credit options for salaried workers in Bariga and across Lagos
• Savings and deposit investment products that support disciplined wealth building through a regulated microfinance bank
• Fintech-driven mobile app that enables customers to access banking, savings, and investment services from their phones
• Focus on young professionals and millennials, with product offerings shaped around mobile-first, flexible financial solutions
• Experience in proof of funds services, helping customers meet documentation requirements for various personal or business purposes
• Positioned in the Lagos fintech ecosystem, combining microfinance banking principles with modern financial technology for accessible services

Location & Accessibility

Situated at 32 Ikorodu Rd, Jibowu, Lagos, PERSONAL TRUST MICROFINANCE BANK LIMITED serves customers across Bariga, Jibowu, and wider Lagos. The location along Ikorodu Road places the bank within a well-known transit corridor, making it convenient for commuters, local residents, and business owners who operate in and around Bariga and Jibowu. Customers in Lagos looking for a microfinance bank with fintech capabilities can access the branch within a busy but familiar urban environment, surrounded by commercial activity and easily reached via major road networks.

Get in Touch

Customers who want to learn more about salary-backed loans, savings products, deposit investments, or proof of funds services can explore PERSONAL TRUST MICROFINANCE BANK LIMITED through its official website at http://www.personaltrustmfb.com/ or visit the branch at 32 Ikorodu Rd, Jibowu, Lagos. Whether you are a salary earner, young professional, or business owner in Bariga or elsewhere in Lagos, the bank provides an opportunity to discuss structured financial solutions tailored to your needs.