Lendigo

Lendigo is a fintech and financial technology company in Ilupeju, Lagos that focuses on one clear mission: helping Nigerian small and medium businesses access fast, convenient funding without the traditional barriers. From its office at 4th Floor, 13 Town Planning Way, Ilupeju, Lendigo operates as a modern loan agency in Lagos, using technology to simplify business lending and give entrepreneurs the capital they need to grow.

Built for SMEs, distributors, auto dealers, POS agents, and e-commerce merchants, Lendigo bridges the gap between ambitious business owners and the finance they require for working capital, stock purchases, expansion, and day-to-day operations. Instead of long queues and paperwork, Lendigo offers a digital-first experience that puts the needs of Nigerian businesses at the centre, combining quick loan applications with structured repayment options that are tailored to commercial realities.

Whether you are trading electronics in a busy market, running a growing fashion brand online, managing a dealership, or distributing FMCG products across Lagos and beyond, Lendigo provides a dedicated platform designed to help you apply for small business loans from ₦100,000 and pursue your next stage of growth with more confidence.

Services & Specialties

As a specialist in small business finance, Lendigo offers a suite of SME loan products designed to be accessible, flexible, and transparent. Through its platform and mobile app, business owners can apply in minutes for unsecured business loans starting from ₦100,000, with access of up to ₦10 million depending on eligibility. The focus is on loans without collateral for established SMEs in retail, professional services, and general merchandise, including electronics, computing, phones, fashion and apparel, and household goods. Every application is assessed using data-driven insights, which helps Lendigo make timely decisions and provide funding options that support sustainable growth.

Lendigo’s services go beyond generic SME loans. The company has developed specialised loan products for auto dealers, recognising that access to capital is critical for stocking vehicles and running a profitable dealership. There are also tailored loans for distributors, helping key distributors and sub-distributors of fast-moving consumer goods finance orders from manufacturers, increase transaction volumes, and take advantage of better incentives. In addition, Lendigo supports the digital economy with loans for e-commerce merchants who sell on major platforms, and loans for POS agents, using sales data and transaction history to structure funding that fits each merchant’s business cycle.

By combining flexible terms, competitive interest rates, and a technology-driven lending process, Lendigo stands out among fintech companies in Lagos. The organisation focuses on making business credit more inclusive for Nigerian entrepreneurs, using real-world business performance, rather than only traditional collateral, as a key input for decision making.

Why Choose Lendigo

• Built for Nigerian SMEs: Lendigo is focused on small and medium enterprises in Nigeria, particularly in Ilupeju and across Lagos, with loan products shaped around the realities of local trade and services.
• Loans without collateral from ₦100,000: Eligible businesses can access unsecured loans starting from ₦100,000, with limits that can grow over time based on performance and repayment history.
• Sector-specific financing options: Dedicated products for auto dealers, distributors, e-commerce merchants, small business owners, and POS agents, so you get funding that matches how your business actually operates.
• Fast, digital application process: Business owners can apply in minutes via the Lendigo platform and app, reducing the time spent away from running their business.
• Flexible loan terms and competitive rates: Lendigo offers flexible repayment terms and low interest rate structures designed to support ongoing operations rather than create cash flow strain.
• Local presence with fintech expertise: Operating from Ilupeju, Lagos, Lendigo combines a strong local understanding of Nigerian markets with the efficiency and innovation of a modern fintech platform.

Location & Accessibility

Lendigo is located at 4th Floor, 13 Town Planning Way, Ilupeju, Lagos 100253, in the heart of Ilupeju, one of Lagos’s well-known commercial and industrial hubs. This central location places the company close to a wide range of small businesses, distributors, and service providers who operate across Lagos State. The Ilupeju area is easily accessible from major routes linking the mainland and other parts of the city, making it convenient for clients and partners to visit the office for consultations, support, or onboarding whenever they prefer in-person interaction.

Get in Touch

Business owners across Lagos and Nigeria who are ready to grow can connect with Lendigo online or in person to explore the right small business loan for their needs. Visit the website at www.lendigo.ng, download the Lendigo app to start your loan application in minutes, or reach out using the contact details provided on the site to learn how Lendigo can help finance your next stage of business growth.