First Bank of Nigeria

First Bank of Nigeria in Gbagada is a full-service banking and financial technology provider serving individuals, families, entrepreneurs, and growing businesses across Lagos. Located on Diya Street in the heart of Gbagada, this branch connects the stability of a long-established Nigerian bank with the convenience of modern digital tools, making everyday banking more accessible to the local community.

As part of one of Nigeria’s most recognised financial institutions, the Gbagada branch offers customers a familiar name, a robust digital ecosystem, and an extensive range of personal banking, SME support, digital payments, and diaspora services. From students opening their first accounts to established business owners managing complex cash flows, First Bank of Nigeria Gbagada provides flexible options for people who want both over-the-counter assistance and reliable fintech solutions they can use on the go.

Serving primarily the residents and businesses of Gbagada, Lagos, this branch supports a diverse customer base: traders in the surrounding markets, professionals commuting into central Lagos, SMEs in need of structured banking, and families looking for secure savings and loan products. With the combination of a physical branch and online channels, customers can choose the mix of traditional banking and digital-first services that best fits their lifestyle and financial goals.

Services & Specialties

First Bank of Nigeria in Gbagada offers a wide spectrum of personal banking services, including savings accounts, current accounts, domiciliary accounts, fixed deposit options, and diaspora-focused products that make it easier for customers abroad to stay financially connected back home. Customers can open and operate accounts that support day-to-day spending, long-term saving, and targeted goals such as education, travel, or home ownership.

For individuals seeking financing, the branch provides access to personal loans, salary-backed loans, home loans, automobile loans, and short-term credit solutions such as airtime lending. With digital tools integrated into the lending experience, customers can monitor and manage their obligations more conveniently, whether they bank primarily in-branch or through online and mobile channels.

On the technology side, First Bank of Nigeria in Gbagada stands out as a fintech-enabled financial hub. Customers can use online banking, USSD codes, mobile apps, and chat banking to transfer funds, pay bills, manage cards, and access Firstmonie and related digital solutions. The bank supports debit cards, credit cards, prepaid cards, card security features, international money transfer partners, and POS-based payments, providing a suite of tools for secure digital transactions and cashless operations. For small and medium enterprises, POS terminals, collections solutions, and tailored SME banking products help simplify payments and improve cash flow.

Why Choose First Bank of Nigeria

• Established banking institution with fintech capabilities: Customers in Gbagada benefit from the backing of a long-standing Nigerian bank combined with modern digital banking and payment solutions.
• Comprehensive product range for individuals and SMEs: From savings and current accounts to SME banking, POS services, and credit options, the branch supports both personal finance and business growth.
• Multiple secure channels to bank anytime: Customers can choose from online banking, USSD, mobile apps, and chat banking, as well as physical branch services for transactions that require in-person support.
• Strong focus on digital payments and transfers: The bank integrates with international remittance partners, online bill payment platforms, and POS solutions, making it easier to send, receive, and manage money locally and globally.
• Support for diaspora and remote customers: With diaspora banking products and digital channels, Nigerians abroad can maintain accounts, send money home, and stay connected to their finances in Gbagada and across Lagos.
• Insurance and risk protection options via bancassurance: Through bancassurance partnerships, customers can access insurance solutions that complement their banking services and help manage financial risks more holistically.

Location & Accessibility

The First Bank of Nigeria branch is located at 45 Diya St, Gbagada, Lagos, in a busy mixed-use neighbourhood that hosts a blend of shops, offices, and local businesses. Diya Street is a well-known route within Gbagada, which means the branch benefits from high visibility and strong foot traffic for customers who prefer in-person banking. At the same time, this central location can contribute to congestion around the branch and periods of heavy activity inside the banking hall. Customers who want to avoid queues often find it convenient to complement in-branch visits with the bank’s online and mobile banking platforms, using digital channels for routine payments and transfers while reserving branch visits for more complex needs.

Get in Touch

To learn more about First Bank of Nigeria’s fintech and banking services in Gbagada, visit the branch at 45 Diya St, Gbagada, Lagos, or explore their official website at http://www.firstbanknigeria.com/ for details on accounts, loans, digital banking, and business solutions. Whether you are opening your first account, upgrading your business payments, or looking for secure ways to manage money from anywhere, the Gbagada branch team and the bank’s digital channels are available to help you get started.