First Bank

First Bank Ikotun is a full-service fintech and financial technology bank in Ikotun, Lagos, serving individuals, families, traders, professionals, and growing businesses across Lagos State. As part of one of Nigeria’s most established financial institutions, this branch connects the local Ikotun community to a wide range of modern banking tools, secure payment solutions, and trusted advisory support. From everyday transactions to long-term financial planning, First Bank provides a solid bridge between traditional banking and digital-first finance.

Located along Idimu Road in Ikotun, this First Bank branch supports customers who prefer face-to-face banking, as well as those who want to manage their money through online banking, mobile apps, and USSD codes. Whether you are paying school fees, sending money to family, running a small business, or planning a major purchase, First Bank combines in-branch services with robust digital banking and fintech solutions, giving Ikotun residents flexible options to bank in the way that suits their lives.

The branch attracts a high volume of customers from Ikotun and surrounding neighbourhoods, reflecting the long-standing trust many Lagos residents have placed in First Bank of Nigeria. While busy periods can occur, especially around bulk payments and ATM usage, customers benefit from a large branch layout, separate payment sessions, and multiple service points designed to handle different transaction types efficiently.

Services & Specialties

At its core, First Bank in Ikotun offers a comprehensive suite of personal banking services, including savings accounts, current accounts, and specialised products for women, professionals, and diaspora customers. Customers can open and operate domiciliary accounts, maintain fixed deposit and term deposit products, and link essential details like NIN and BVN to keep their accounts compliant and secure. From simple everyday savings to long-term investment-style deposits, the bank provides structured options for different income levels and financial goals.

The First Bank Ikotun branch is also a hub for digital and fintech-driven services. Customers can access online banking, use the FirstMobile app, bank via **USSD (*894#), and explore alternative channels through Firstmonie for agency and wallet-based transactions. The bank supports credit cards, debit cards, prepaid cards, and offers quick access to FirstCredit, airtime loans, and salary-backed personal loans**, enabling customers to manage short-term cash needs without complicated processes.

For business owners and SMEs in Ikotun, First Bank provides dedicated SME banking solutions, FirstMonie POS terminals, and a range of payment and collection services. With tools such as FirstBillsPay, FirstPay Link, FirstChekOut, and FirstEdu Portal, merchants, schools, and organisations can collect payments, manage bills, and streamline their cash flow. The branch also connects customers to bancassurance products in partnership with well-known insurance providers, creating a one-stop point for both banking and basic insurance needs.

Why Choose First Bank

• Established Nigerian bank with deep roots in Lagos and across the country, giving customers the reassurance of a long-operating financial institution
• Wide range of accounts and loan products for individuals, SMEs, and diaspora customers, from savings and current accounts to home, auto, and salary loans
• Strong digital banking presence with online banking, mobile app, USSD, and Firstmonie channels, ideal for customers who want to bank on the go
• Business-friendly solutions such as FirstMonie POS, payment collections, and school-focused platforms that support traders, retailers, and schools in Ikotun
• Global money transfer options, including multiple international remittance partners, helping customers send and receive money securely across borders
• Focus on secure transactions and online security, helping protect customer accounts and cards, with easy tools to block or manage cards when necessary

Location & Accessibility

First Bank is located at Shop No. 38, Idimu Rd, Ikotun, 300001, Lagos, placing it in a convenient spot for residents, commuters, and traders within the Ikotun axis. The branch sits along a major route in the Ikotun area of Lagos State, making it accessible by public transport and private vehicles alike. Its position near busy market and residential areas means customers can combine banking visits with daily errands, while the ATM stand and multiple entry points help ease movement in and out of the banking hall during peak periods.

Get in Touch

Customers in Ikotun and surrounding Lagos neighbourhoods can visit First Bank at Shop No. 38, Idimu Road for in-branch services, or explore digital options via http://www.firstbanknigeria.com/ for online banking, product information, and support. Whether you are opening a new account, applying for a loan, or setting up business payment solutions, the First Bank team in Ikotun is available to help you choose the right financial tools for your needs.