Finnova Financial Technology Limited

Finnova Financial Technology Limited is a financial technology company in Idimu, Lagos that helps banks, insurers, and everyday customers move money and manage finances more easily. Based in Lagos State, Nigeria, Finnova focuses on making digital financial services accessible through tools people already use daily, especially WhatsApp. The company operates as a financial consultant and fintech solution provider, giving institutions and individuals smarter, simpler ways to transact, save, and stay in control of their money.

From its base at Gemade Estate in Idimu, Lagos, Finnova Financial Technology Limited combines AI-powered WhatsApp banking with human financial expertise. Its flagship solution, Quidbot, is designed to bring banking, payments, and financial advisory services directly into WhatsApp chats. Finnova serves banks, microfinance institutions, insurance companies, digital lenders, small businesses, and tech-savvy individuals who want convenient, always-on financial services without the complexity of traditional channels.

By focusing on AI, conversational banking, and digital payments in Lagos, Finnova aims to redefine how people in Nigeria interact with money. Whether it is helping a bank build a more engaging digital channel, supporting a small business that needs secure escrow services for online transactions, or guiding a young professional to track spending and manage bills, Finnova offers tools built for the realities of modern, mobile-first customers.

Services & Specialties

Finnova Financial Technology Limited specialises in AI-driven fintech solutions that run within WhatsApp, with a strong emphasis on digital payments, virtual banking, and financial automation. Through Quidbot, customers can perform core banking tasks such as checking account balances, transferring funds, paying bills, buying airtime and data, and applying for loans, all inside a chat interface. This conversational model gives banks and financial institutions a ready-made digital channel that is intuitive for customers in Lagos and beyond.

Beyond everyday banking, Finnova provides AI financial assistance that helps users make better money decisions. With budgeting support, spending trackers, payment reminders, and personalised financial insights, Quidbot acts like a digital financial companion. The solution can analyse spending patterns, suggest ways to save, and help users stay organised by reminding them of upcoming payments, which is particularly useful for busy professionals and small business owners in Idimu and across Lagos.

Finnova also offers advanced features tailored to modern digital commerce, such as Quidbot escrow services for secure transactions and Voice AI for hands-free banking. The escrow function is designed to build trust between buyers and sellers by holding funds until both parties fulfil their agreement, while the Voice AI feature allows users to manage finances through natural speech. These capabilities make Finnova a standout fintech and financial technology provider in Lagos State, serving clients who want both convenience and security in their digital interactions.

Why Choose Finnova Financial Technology Limited

• AI-powered WhatsApp banking: Use banking and payment services directly in WhatsApp, a platform customers already know and trust.
• Comprehensive digital financial tools: Access bill payments, airtime and data top-up, funds transfer, escrow, and loan applications through one unified chatbot.
• Personalised financial guidance: Benefit from AI-driven insights, spending trackers, and budgeting tools that adapt to individual habits and goals.
• Secure digital transactions: Leverage escrow and controlled payment workflows designed to support safe online and peer-to-peer transactions.
• Voice AI convenience: Perform key banking tasks using voice commands, ideal for users on the move or those who prefer hands-free interaction.
• Local expertise in Lagos: Work with a fintech company grounded in Lagos, familiar with regional banking, payments, and customer behaviour across Nigeria.

Location & Accessibility

Finnova Financial Technology Limited operates from 1 Alolade Kazeem St, Gemade Estate, Lagos 102213, in Idimu, Lagos State. Gemade Estate is a well-known residential and commercial area in Lagos, making the business easy to identify for local partners and clients. While Finnova’s core solutions are digital and accessible from anywhere via WhatsApp, its presence in Idimu strengthens its connection to the wider Lagos fintech ecosystem and provides a local reference point for banks, insurers, and businesses seeking a technology partner in Nigeria.

Get in Touch

To learn how Finnova Financial Technology Limited can support your banking, insurance, or digital payment needs, visit their website at http://finnovacorp.com/ or connect with the team to explore AI-powered WhatsApp banking and fintech consulting services. Whether you are a financial institution in Lagos, a growing business, or an individual seeking smarter digital finance tools, Finnova is ready to help you bring modern, conversational banking experiences to your customers.