Empire Trust Microfinance Bank

Empire Trust Microfinance Bank is a fintech and financial technology institution serving individuals, salaried workers, small businesses, and growing enterprises in Ikeja, Lagos. From its base at Empire Building, 35 Oba Akran Avenue, Ikeja, the bank focuses on providing accessible, technology-enabled banking solutions that fit the realities of everyday life and business in Lagos. Whether you are looking for a simple savings account, a reliable loan facility, or digital payment tools, Empire Trust Microfinance Bank positions itself as a practical partner for your financial journey.

With a blend of traditional banking principles and modern digital channels, Empire Trust Microfinance Bank is part of a new wave of Nigerian microfinance institutions that emphasise convenience, transparency, and tailored products. Customers in Ikeja and across Lagos can access services via Internet Banking, Mobile Banking, USSD, ATM cards, and agent banking, making it easier to manage money, grow a business, or bridge short term cash gaps. From early stage entrepreneurs to established professionals, the bank caters to people who need flexible, structured financial support without losing the personal touch of a neighbourhood bank.

Services & Specialties

Empire Trust Microfinance Bank offers a range of loan products designed to ease financial pressure and support growth. Individuals in both private and public sectors can access Payday Loans and Payroll Loans, providing short term funding that aligns with salary cycles. For traders, artisans, and entrepreneurs, the bank’s SME Loans, Retail Loans, and Asset Loans are tailored to help finance inventory, equipment, or expansion plans, giving small businesses in Ikeja and beyond a practical way to scale operations.

In addition to lending, the bank provides core banking and investment services that help customers save and plan for the future. Clients can open Current Accounts, Savings Accounts, or place funds in Fixed Deposit products, combining everyday transaction needs with longer term investment goals. Through Empire Mobile App, customers can manage savings, investments, funds transfers, bill payments, and airtime or data purchases in one place, reflecting the bank’s focus on user friendly fintech solutions.

Empire Trust Microfinance Bank also supports agency banking and digital payments through Empire Pay POS, its point of sale and agent banking platform. With Empire Pay, businesses and agents can accept deposits, process withdrawals, provide access to business loans, facilitate fund transfers and bill payments, and generate mini statements. This extends financial services to individuals and communities that may not have easy access to traditional branches, reinforcing the bank’s role in promoting financial inclusion across Lagos and Nigeria.

Why Choose Empire Trust Microfinance Bank

• Flexible loan options: A broad mix of Payday Loans, SME Loans, Payroll Loans, Retail Loans, and Asset Loans that cater to different income levels and business types.
• Digital banking convenience: Multiple channels including Internet Banking, Mobile Banking, USSD, ATM cards, and agent banking, giving customers 24/7 access to their accounts.
• Empire Mobile App: A dedicated mobile application that integrates savings, investments, funds transfer, bill payment, and airtime/data in a single, easy to use platform.
• Empire Pay POS and agent network: A growing agency banking solution that enhances financial inclusion and supports merchants, agents, and micro businesses.
• Customer focused approach: The bank emphasises being service oriented, reliable, and transparent, building customer confidence through clear processes and open communication.
• Local expertise in Ikeja, Lagos: Operating from Oba Akran Avenue in Ikeja, the bank understands the local market, from corporate corridors to small business clusters and residential communities.

Location & Accessibility

Empire Trust Microfinance Bank is located at Empire Building, 35 Oba Akran Avenue, Ikeja, 101233, Lagos, a major commercial corridor in Ikeja, the capital of Lagos State. Oba Akran Avenue is one of the most recognisable business districts in Lagos, with easy access to offices, retail outlets, and transport links connecting to other parts of the city. This strategic location makes it convenient for professionals, entrepreneurs, and residents in Ikeja and nearby neighbourhoods to visit the bank during their daily routines.

Get in Touch

To learn more about Empire Trust Microfinance Bank, explore loan options, open an account, or discover digital banking tools like Empire Mobile App and Empire Pay POS, visit their website at http://empiretrustmfb.com/ or stop by their office at Empire Building, 35 Oba Akran Avenue, Ikeja, Lagos. Whether you are an individual, a salary earner, or a growing business, their team can guide you through the products and channels that best suit your financial needs.